Thomas E. Mertensmeyer, Financial Consultant,
Investment Advisor Representative
Welcome to my website, where you'll find a wealth of information in the form of newsletter articles, calculators, and research reports.
I hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. I have created this website to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate conservation, and wealth preservation. Most important, I hope you see the value of working with me, the various companies whose products I offer, and my broker/dealer, Cetera Wealth Services LLC.
I am here to help inform you about the basic concepts of financial services; to help you learn more about who I am; and to give you fast, easy access to market performance data. I hope you take advantage of this resource and visit this site often. Be sure to add this website to your list of "favorites" in your internet browser. I frequently update the information, and I wouldn't want you to miss any developments in the area of personal finance. CA Insurance LIc # 0D28952
The longest government shutdown in U.S. history ended on November 12, 2025. This article looks at the bill that ended the shutdown, issues that are unresolved, and estimates of the economic impact.